Author Archives: Nicole Phillips

There is something special about an old home that you simply cannot recreate. The character, craftsmanship, and stories built into its walls are part of what makes it unique. Recently, Salt of the Earth Homes had the opportunity to purchase an 1800s farmhouse that has been part of a local family’s story for generations. After […]

Life can change faster than we expect. One unexpected bill, a job loss, a divorce, a medical emergency, or the loss of a loved one can turn a stable financial situation into a stressful one. If you’re facing pre-foreclosure or wondering how you’ll keep your home, it’s easy to feel like you’ve failed. The truth […]

If you’ve fallen behind on your mortgage, it can be tempting to avoid the phone calls, letters, and emails from your lender. Many homeowners hope the situation will somehow work itself out. You’re not alone if you feel this way. But ignoring foreclosure usually doesn’t make the problem go away. In fact, waiting too long […]

If you’ve fallen behind on your mortgage payments, you may be asking yourself one important question: Can I sell my house during pre-foreclosure? The answer is yes. Many homeowners don’t realize they can still sell their home before the foreclosure process is complete. In fact, selling during pre-foreclosure is often one of the best ways […]

Missing mortgage payments can be scary. You may be wondering what comes next or if there’s any way to avoid losing your home. The good news is that if you’re in pre-foreclosure, you may still have time to make a decision that protects your financial future. One option many homeowners consider is selling their home […]

If you’ve received letters from your lender or fallen behind on mortgage payments, you may have heard the term pre-foreclosure. Seeing that word can feel overwhelming, but it doesn’t mean you’ve run out of options. The good news is that pre-foreclosure is often the best time to take action. Many homeowners are able to avoid […]